More Than A Billion Dollars Saved For First Home Buyers

Victorians buying their first home have saved more than a billion dollars thanks to stamp duty concessions and first home owner grants introduced by the Andrews Labor Government.

In the two years since the Labor Government slashed stamp duty payments to make it easier to get into the property market, Victorians have saved a collective $1.3 billion on properties right across the state.

More than 62,000 Victorians have claimed stamp duty concessions and exemptions – which apply to first homes costing $750,000 or less – saving them in excess of $1.1 billion.

And more than 17,000 took up the First Home Owner Grant – which provides a one-off grant of $10,000 or $20,000 for regional properties – saving $238 million.

The most popular postcodes for first home buyers under the scheme are 3064 (Craigieburn, Donnybrook, Roxburgh Park, Kalkallo, Mickleham) and 3029 (Hoppers Crossing, Tarneit, Truganina).

ABS housing data shows lending to first home buyers has increased by almost 10 per cent since the changes were introduced, with first home buyers currently making up about 22 per cent of the lending market.

The changes were part of the Homes for Victorians initiative – the largest housing package in the history of the state and one of the most generous home buyer concession programs in the country.

Under Homes for Victorians, first home buyers purchasing a house that costs $600,000 or less do not have to pay any stamp duty, while concessions apply up to a purchasing cost of $750,000.

The Labor Government is also supporting first home buyers through the HomesVic shared equity scheme, which has already seen almost 200 people buy their first home with a smaller deposit.

Under the scheme, the Government takes an equity share of up to 25 per cent in the property.

Quotes attributable to Treasurer Tim Pallas 

“We know how tough it can be to buy your first house – that’s why we’ve slashed stamp duty to tackle housing affordability.”

“In just two years, our changes have helped tens of thousands of Victorians get a foothold in the property market, so they can enjoy the comfort and security of their own home.”

Rank      Postcode             Suburbs              

1              3064       Craigieburn, Donnybrook, Roxburgh Park, Kalkallo, Mickleham  

2              3029       Hoppers Crossing, Tarneit, Truganina     

3              3030       Cocoroc, Point Cook, Quandong, Werribee, Werribee South      

4              3978       Cardinia, Clyde, Clyde North      

5              3977       Cranbourne, Cannons Creek, Botanic Ridge, Devon Meadows, Skye, Junction Village, Sandhurst              

6              3810       Pakenham South, Pakenham, Rythdale, Pakenham Upper          

7              3338       Melton South, Exford, Cobblebank, Eyensbury, Weir Views, Strathtulloh, Brookfield      

8              3024       Manor Lakes, Mambourin, Wyndham Vale, Mount Cottrell, Fieldstone 

9              3350       Ballarat (all variations), Bakery Hill, Alfredton, Nerrina, Newington, Redan, Soldiers Hill, Lucas, Mount Clear, Mount Helen, Mount Pleasant, Eureka, Golden Point, Invermay Park, Lake Wendouree, Black Hill           

10           3754       Doreen, Mernda             

Ref: Treasurer (on 17 July 2019). Tackling More Than A Billion Dollars Saved For First Home Buyers. Retrieved from https://www.premier.vic.gov.au/more-than-a-billion-dollars-saved-for-first-home-buyers/

Image from internet

澳大利亚维多利亚州的首次购房者可节省超过十亿元

由于安德鲁斯(Daniel Andrews)工党政府推出印花税的减免和首次购房者的补助政策,为维多利亚州居民购买他们的第一套住房已经节省了超过10亿澳元。

近两年来,由于工党政府大幅削减印花税使得首次购房者的经济负担大大降低,在整个维多利亚州首次购房者共同节省了13亿澳元。

如果首套房产的价值在$750,000元或以下的,都可以享受维多利亚州政府的这一优惠政策。目前共有超过62,000名维多利亚人获利,并节省了超过11亿澳元。

超过17,000维多利亚人获得了首次购房者的补助金 –  $10,000澳元或$20,000澳元的一次性补助金 – 这些首次购房者共节省了2.38亿澳元。

根据所获得的数据,首次购房者最欢迎的地区是Craigieburn,Donnybrook,Roxburgh Park,Kalkallo,Mickleham(邮政编码 3064)和Hoppers Crossing,Tarneit,Truganina(邮政编码 3029)。

澳大利亚统计局ABS住房数据显示,自从推出优惠政策以来,首次购房者增加了近10%,首次购房者目前占贷款市场的22%左右。

这些改变是维多利亚州家园倡议的一部分 – 也是维多利亚州历史上最大的住房计划,也是澳大利亚对首次购房者最慷慨的的优惠计划之一。

在维多利亚州的家园倡议中,凡是购买价值低于$600,000澳元的首次置业者无需支付任何印花税,首次购房价格在$600,000澳元至$750,000澳元的可以申请优惠政策。

工党政府还通过维多利亚州家园的倡议支持首次购房者以股权制的方式购入首套住房,该计划已经有近200人以较小的首付款购买了他们的第一套住房。

以股权制的方式购入的首套住房,政府占该住房的股权最高可达25%。

引用维多利亚州财务主管蒂姆帕拉斯(Tim Pallas  )话:

“我们知道购买第一套房子有多么艰难 – 这就是我们为了解决住房负担能力而削减印花税的原因。”

“仅仅两年时间,我们帮助了成千上万的维多利亚人在房地产市场上立足,因此他们可以在自己家里享受舒适和安全”

排名      邮政编码            区名     

1              3064       Craigieburn, Donnybrook, Roxburgh Park, Kalkallo, Mickleham  

2              3029       Hoppers Crossing, Tarneit, Truganina     

3              3030       Cocoroc, Point Cook, Quandong, Werribee, Werribee South      

4              3978       Cardinia, Clyde, Clyde North      

5              3977       Cranbourne, Cannons Creek, Botanic Ridge, Devon Meadows, Skye, Junction Village, Sandhurst              

6              3810       Pakenham South, Pakenham, Rythdale, Pakenham Upper          

7              3338       Melton South, Exford, Cobblebank, Eyensbury, Weir Views, Strathtulloh, Brookfield      

8              3024       Manor Lakes, Mambourin, Wyndham Vale, Mount Cottrell, Fieldstone 

9              3350       Ballarat (all variations), Bakery Hill, Alfredton, Nerrina, Newington, Redan, Soldiers Hill, Lucas, Mount Clear, Mount Helen, Mount Pleasant, Eureka, Golden Point, Invermay Park, Lake Wendouree, Black Hill           

10           3754       Doreen, Mernda             

Ref: Treasurer (on 17 July 2019). Tackling More Than A Billion Dollars Saved For First Home Buyers. Retrieved from https://www.premier.vic.gov.au/more-than-a-billion-dollars-saved-for-first-home-buyers/

Image from internet